Is the collection agency AG Adjustments LTD harassing you?

The debt collection business is seeing more businesses enter than ever before. With the rise of technology, it has become easier and much more simple for collectors to attempt to collect on a debt or bill. As such, there are often scenarios of people being harassed and consistently pushed into a corner by these collectors.

These debt collection agencies all seem to only want one thing, and that is for money to be in their pockets. Because of this, there has been a rise in scammers and illegal companies being run in hopes of hitting a quick payday. It can be extremely difficult weeding out the legal from the illegal companies. One such company, AG Adjustments LTD has been seen around and made the rounds. If you have been contacted by AG Adjustments LTD, these are the things you need to know about them. They also are known as A G Adjustments and A.G. Adjustments LTD.

What is AG Adjustments LTD?

AG Adjustments LTD is noted as a full service commercial debt agency, as well as a collections agency. They currently work out of New York, and have been in business for quite a few years.

Is AG Adjustments LTD a legit Debt Collection Agency?

AG Adjustments LTD are seen as a proper debt collection agency. They have been operating since 1972, and have had their file open on the Better Business Bureau since 1990. They have been accredited since 2017 through the BBB and hold an A+ rating with the BBB. However, they currently hold a 1.65 rating out of 5 stars, with 5 customer reviews on the BBB database.

AG Adjustments LTD Contact Information

Address: 740 Walt Whitman Road Melville, NY 11747-2212

Fax Number: 1-631-425-8808

Phone Number: 1-631-425-8800

Other Phone: 1-888-496-1600

Website: http://www.agaltd.com

Does AG Adjustments LTD have Complaints against them?

AG Adjustments LTD currently have 4 complaints against them on the BBB website. 1 complaint is with a product or service, and 3 are due to billing and collections.

The Consumer Financial Protection Bureau Consumer Complaint Database currently has no listed company under the name AG Adjustments LTD. As such, there are no listed complaints against them on the CFPB.

What kind of Complaints have been made?

The complaints made against AG Adjustments LTD fall within debt collecting through billing/collections and issues with the collections as well. The issue with the product/service complaint stems from February of 2019 where a victim states that they were contacted by AG Adjustments who were attempting to collect on a fraudulent account that had used their name to create a debt. This is a case of misinformation, as well as unfortunate circumstances.

The other complaints state that the agents from the collection agency reached out and contacted their employer in an attempt to harass and threaten the victim to pay. There are also complaints stating that the debt collectors are harassing their family members, as well as improperly filing said information in an accurate manner. This caused legal headaches for the victim, who is not able to pay off the debt, creating a larger debt deficit.

Are the Practices of AG Adjustments LTD Legal?

All of the practices listed above are considered to be illegal under the FDCPA. The fair debt collection practice act states that debt collectors are not allowed to use threatening or aggressive tactics when attempting to enforce a debt. These include, but are not limited to:

• Threatening friends, family, or coworkers
• Excessive and overreaching calls/robocalls
• Threatening legal action against victim
• Misinformation or manipulation of personal data

These are just a few of the practices that are deemed harassing and illegal if a debt collector attempts to do these.

How can I protect myself and fight back against AG Adjustments LTD?

If you have been contacted by AG Adjustments LTD for a non-authorized bill, or feel that you are being harassed by them, it is important to know what your rights are. An important step is to document the harassing phone calls, from recording the phone numbers, as well as telephone calls from AG Adjustments LTD. You are also allowed to dispute a debt if they do not show proper authorization and verification of the debt.

Another way you can protect yourself is to hire yourself an experienced and knowledgeable debt collection harassment lawyer or attorney. We here at Law Office of Paul Mankin, APC have a strong set of collection harassment attorneys that are able to not only help you stop the debt collector harassment, but also report the harassment to the proper authorities. They can help you build a solid case against the harassment as well, and ensure that you are properly compensated for the emotional and possible physical damage that you have sustained.

If you or someone you love has been a target of harassment, debt collector wrong number and robo calls, or have been threatened with legal abuse, then contact us at 1-800-219-3577. Let us help you against the harassment of debt collectors.