Is the debt collection agency Amsher Collection Services harassing you?

What is Amsher Collection Services?

Founded and incorporated in Alabama in 1986, Amsher Collection Services offers debt collection services for creditors and other businesses. It is currently operated by its president, Mr. Seth DeForest, and co-founders, Mr. David Sher and Mr. Martin Sher. Amsher Collection Services appears to be the “parent” operation but does conduct business under various similar aliases, including “AmSher,” “Amsher Collection Services, Inc.,” and “Amsher Receivables Management.”

Is Amsher Collection Services a legit Debt Collection Agency?

Yes, Amsher Collection Services is a legitimate debt collector. They have been recognized by the Better Business Bureau (BBB) since 1986, have been BBB-accredited since July 1, 1986, and maintain an A- BBB rating. Even though the collector conducts business under a few different aliases, they are all similar and appear to be linked on the up and up.

Amsher Collection Services Contact Information:

4524 Southlake Pkwy STE 15

Hoover, AL 35244-3271

(205) 322-4110 (phone)

(205) 251-0448 (fax)

http://amsher.com

What kind of complaints does Amsher Collection Services have against them?

Amsher Collection Services has received 64 BBB consumer complaints and 836 Consumer Finance Protection Bureau (CFPB) complaints, the substantial majority dealing with debt that is allegedly not owed. In several cases, the collector continued reporting debt to consumer collection agencies even after being informed the debt was paid or was otherwise unreportable.

Are Amsher Collection Services’ Practices Legal?

According to complainants, Amsher has a habit of attempting to collect on debts that have been discharged in bankruptcy or have been paid off. Once a debt collector is informed that a debt they are trying to collect on has already been paid or is no longer legally owed, such as after completing bankruptcy, it is considered collection harassment for them to continue calling or writing to the alleged debtor about the old debt. This is a blatantly illegal practice under both state and federal law, and remedy is available to consumers who act in a timely manner. In addition to state remedies, the Fair Debt Collection Practices Act (FDCPA) could provide statutory damages up to $1000.00 plus actual damages, reasonable attorneys’ fees and costs.

How can I defend myself against a debt collector like Amsher Collection Services?

To learn more about how the federal government regulates debt collection and protects debtors and other individuals from debt collection harassment, see FTC Debt Collection pamphlet. Complaints regarding a debt collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any debt collector or other business can be made at BBB complaints. Residents or those who have been victimized by a debt collector located in Alabama can file a complaint with the Alabama Attorney General’s Office online at https://www.alabamaag.gov/consumercomplaint.

If you believe you have a claim for collection harassment or are a victim of another violation of state or federal debtor’s rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.