Is the collection agency ABC Credit & Recovery Service, Inc., harassing you?

What is ABC Credit & Recovery Service, Inc.?

ABC Credit & Recovery Service, Inc. (also known as ABC Credit Recovery Service, Inc.), is a debt collection agency that has been around for quite some time. Started in 2005, they have been in business for approximately 14 years and are highly established as a credit reporting agency. However, they have had complaints lodged against them in regards to how they attempt to collect on their debts, as well as the methods and practices used in the claiming activities.

Is ABC Credit & Recovery Service, Inc. a legit Debt Collection Agency?

Yes, ABC Credit & Recovery Service, Inc. is a legitimate debt collection agency. Having been established in 2005, their 14 years of business are grounded and proper. They operate out of Lisle, Illinois, where their headquarters are stationed. They are managed by Joseph Speziale, who is listed as the president of ABC Credit Recovery Service, Inc. They currently hold an A+ rating with the Better Business Bureau, with 0 reviews and 0 complaints listed. However, they are not accredited by the Better Business Bureau.

ABC Credit & Recovery Service, Inc. Contact Information

Address: 4716 Main St, Lisle, IL 60532-1726

Alternate Name: ABC Credit Recovery Service, Inc.

Phone Number: 1(630)-969-2047

Does ABC Credit & Recovery Service, Inc. have Complaints against them?

Although they are considered relatively small compared to other companies. ABC Credit & Recovery Service, Inc. does hold a few complaints lodged against them. The BBB reports no complaints or reviews about the company. However, the Consumer Financial Protection Bureau shows that they had 5 closed complaints filed against them.

What kind of Complaints have been made?

All 5 of the complaints made against ABC Credit & Recovery were due to attempting to collect on a debt that was not owed to the victim in question. These kinds of issues that come up are extremely harmful, and can affect those related, or that are close to the victim, as they can also be embroiled in the debt collection as well.

Along with many debts seemingly not being properly categorized, and the debts being put onto those who do not have any debts, there have also been complaints about little to no information being given to verify the debt in question. In 3 of the complaints, it was stated that ABC Credit & Recovery Services did not provide adequate information to verify whether the debt was legitimate or not. This is extremely dangerous, and smart on those that questioned this method, as it can be used to swindle you into being conned out of your money.

Are the Practices of ABC Credit & Recovery Service, Inc Legal?

Although the methods are not identified within the complaints made against ABC Credit Recovery Service, it can be inferred that they are attempting somewhat questionable methods in an attempt to collect. If a debt collection agency is attempting to contact you with little to no information regarding your current debt, then it can be considered illegal, as stated by the FDCPA. The FDCPA protects those such as yourself from unscrupulous or underhanded techniques of debt collectors that may be attempting to harass you through the use of phone calls, robocalls, or physical mail.

The blatant disregard for proper information and transparency is also illegal. Through the FDCPA, or Fair Debt Collection Practices Act, it is stated that a debt collection agency is not allowed to “Use false or misleading information to attempt to collect a debt from a debtor. This is due to the fact that a debt collector may attempt to simply collect money from anyone who may be simple enough to feel pressured to pay off the debt, just due to some threats.

How can I protect myself and fight back against ABC Credit & Recovery Service, Inc.?

There are plenty of ways to help protect and shield yourself from debt collector harassment and abuse. The most efficient way, if you are currently being harassed and constantly abused by debt collectors through phone calls or robocalls, is to hire an experienced debt collector abuse attorney or lawyer.

We here at Law Office of Paul Mankin, APC have many experienced attorneys who will be able to help protect, assist, and advise you on the proper steps and methods to take to help prevent any future abuse from occurring. They are able to help you understand how long a debt collector can harass you, what is considered to be harassment by a debt collector, and how to report and stop harassment from debt collectors. We are also able to help you get started on a No-Fee Lawsuit made against ABC Credit & Recovery Service, Inc., if you feel like you have been wrongfully harassed by their agency.

The most important task to remember, though, is to always stay vigilant in your pursuit of compensation. The road to getting compensation against a debt collection agency can feel extremely long and arduous. They may also try to undermine you and forcibly sabotage your case through various means. However, this should not deter you. If you have ever been subjected to:

• Multiple calls per week from a third-party collection agency
• Multiple calls in the early morning or late night from debt collectors.
• Violent and belligerent language and harassment from debt collectors.
• Threats of arrests or poor credit due to outstanding debts.
• Having your friends, family, and coworkers harassed by debt collectors.
• Automated robocalls from third-party collection agencies.

Then you may already have a case ready and available. So do not hesitate. Make sure to give us a call and get started fighting back against the abuse and harassment you have endured.

If you are being harassed by ABC Credit & Recovery Service, Inc., feel free to contact the Law Office of Paul Mankin, APC at 1-800-219-3577.  We are experienced collection agency harassment lawyers that will provide you with a free no no-obligation case evaluation.