Is DBF Collection Corp Harrassing You?

DBF Collection Corp is a debt collection agency doing business in Hewlett, New York. The agency has been in business since 1984 and collects on real estate, medical and retail accounts.

Contact Information:

P.O. Box 447

Hewlett, NY 11557-0447

(516) 295-4636

http://www.dbfcc.com/

The Better Business Bureau (BBB) and Consumer Financial Protection Bureau (CFPB) do not list any complaints against DBF Collection Corp. However, the company has been sued at least twice in the U.S. District Court for New Jersey for violations of the Fair Debt Collection Practices Act (FDCPA). One complaint alleges that DBF Collection Corp. mailed collection letters to the plaintiff, and possibly thousands of other consumers, intentionally giving the false impression that the company was authorized by, or employed by, one of the major credit reporting agencies to collect on the debt, that it was acting as an agent of the City of New York, and that an attorney was involved in the collection attempt, in order to intimidate the consumers into paying the debt. The complaint also alleges that DBF Collection Corp. also failed to provide the required 30 day notice and continued to contact the Plaintiff after being asked not to do so. The other complaint against the company involves its attempt to collect past due rent from a consumer who did not believe that he owed the debt. His complaint alleges that each letter he received from the agency claimed that he owed a lesser amount of money than the letter before, despite the fact that he had made no payments on the debt, and that no verification of the debt was ever provided to him, although he had requested one.  Both of the cases were settled and subsequently dismissed.

The FDCPA is a federal act that was passed in order to help prevent debt collectors from using abusive and unfair practices to collect on debts. It requires debt collectors, among other things, to cease collection attempts once a consumer has requested that it do so in writing and to provide a consumer with written verification of a debt once it is requested. The Act also prohibits collection agencies from using any false, misleading, or deceptive means to collect on a debt. It specifically includes falsely implying that the collector is affiliated with any governmental agency or that its communications are from an attorney as prohibited acts. 

Is DBF Collection Corp attempting to collect on a debt without providing you with verification, mailing you collection letters implying that it is authorized or employed by a credit reporting agency, or harassing you after you have asked them to stop collection attempts? If so, please contact our office for a free, no obligation consultation at 1-800-219-3577.