800-219-3577Creditors and Debt Collectors are Not Allowed to Call You Before 8:00 a.m. or After 9:00 p.m.!
Has a debt collector called you before 8 a.m. or after 9 p.m.? The FDCPA and the RFDCPA expressly prohibits debt collectors and original creditors from contacting you at any “unusual time.” An unusual time is described as any time before 8 a.m. or after 9 p.m. at your location. For example, when a debt […]
Has a Debt Collector Contacted Third Parties, Such as Your Employer Regarding Your Debt?
Has a debt collector contacted third parties, such as an employer, regarding your debt? Managing debt can be stressful, but it does not also need to be embarrassing. The FDCPA regulates when, why, and how debt collectors communicate with third parties regarding your debt. A debt collector may contact a third party, such as an […]
Has Baker, Govern, & Baker, Inc. Been Harassing You?
Baker, Govern & Baker, Inc. is a debt collection agency that has been doing business in Florida for 15 years. It mainly provides collections service for transportation companies. Contact Information: 7771 W. Oakland Park Boulevard, Suite 150 Sunrise, FL 33351 http://www.bgnb.com/ (954) 749-6944 The Better Business Bureau (BBB) received 3 complaints in 2017 about Baker, Govern & […]
Who is calling me from 1-866-683-5215?
Are you receiving harassing phone calls from 1-866-683-5215. This phone number belongs to A-1 Collections Agency, LLC, a collection agency located in Grand Junction, Colorado. A-1 Collections Agency also goes by the names Western Healthcare Alliance and Healthcare Collections LTD, Limited Liability Company. Contact Information 715 Horizon Drive, Suite 485 Grand Junction, CO 81506 Phone: […]
Who Can I Report Debt Collector Harassment To?
If a debt collector or creditor has violated the Fair Debt Collection Practices Act while attempting to collect a debt from you, there are a few agencies with whom you can file a complaint. Better Business Bureau (BBB) The BBB is a non-profit consumer protection agency that collects information about companies in the United States […]
Do I need an attorney to file a claim under the FDCPA?
The Fair Debt Collection Practices Act (FDCPA) allows consumers to sue debt collectors who violate the Act by using unfair, abusive, or deceptive practices to collect on a debt. While you can file almost any lawsuit without an attorney, you might be wise to hire experienced counsel for a claim under the FDCPA. How Can […]
Creditor Harassment: How Much Does it Cost to Hire an Attorney?
The federal Fair Debt Collection Practices Act (FDCPA) and California Rosenthal Fair Debt Collection Practices Act (RFDCPA) prohibit creditors and debt collectors from using unfair, abusive, and harassing tactics to collect a debt. If a debt collector is harassing or abusing you, you may be able to sue them, with no upfront cost to you. […]
Are you Receiving Harassing Phone Calls from H & A Credit Corporation?
H & A Credit Corporation is a debt collection agency located in Stone Mountain, Georgia. The agency has been in business since 2001 and collects on many types of consumer debt. Contact Information: H & A Credit Corporation 913 Main St STE D Stone Mountain, GA 30083-3096 Phone: (770) 413-4961 The Better Business Bureau (BBB) and Consumer […]
Are you Receiving Harassing Phone Calls from Bayview Loan Servicing, LLC?
Bayview Loan Servicing, LLC is a mortgage lender and debt collection agency located in Coral Gables, Florida. It services loans in all U.S. states, Washington DC, Puerto Rico, and Guam. Contact Information: 4425 Ponce De Leon Blvd Fl 5 Coral Gables, FL 33146-1837 Phone: (866) 783-8763 http://www.bayviewloanservicing.com The Consumer Financial Protection Bureau (CFPB), an agency created to […]
Credit Report Errors And Disputes
Many people suffer financial harm when inaccurate information goes on their credit reports. In some cases, credit card companies or other creditors fail to post payments on time or post inaccurate payment information. Negative credit information can be wrongly entered into the credit record of a person with an identical or similar name. Some people […]