The Law Office of Paul Mankin

Did you purchase a vehicle with a rolled back odometer (odometer fraud)?

Odometer reading is something we all take for granted when shopping from a used vehicle, at least as far as we assume it is accurate. The idea that an odometer reading can be altered is not a foreign concept, but the reference for most is based in fiction, whether in comedy—think Farris Bueller’s Day off—or […]

Debt Collectors Are Not Allowed to Harass You By Calling Multiple Times a Day!

Creditors and debt collectors are not allowed to repeatedly call you throughout the day trying to get you to pay them money.  The Fair Debt Collection Practices Act (“FDCPA”) and Rosenthal Fair Debt Collection Practices Act (“RFDCPA”) have very clear rules that state calling multiple times a day is not allowed.  Debt collectors and creditors […]

Can I Go To Jail for Not Paying a Bill?

While you cannot go to jail for owing a bill or even refusing to pay one, an outstanding debt can land you in jail if you are sued and you miss a court hearing. This has caused quite a bit of confusion among consumers who may believe they were jailed for simply owing the bill. […]

Is it illegal for a car dealership to run your credit without permission?

Auto dealerships are not allowed to run your credit without your knowledge or permission, but there is a gray area where dealers can get away with checking out your ability to make a purchase before you even find a car you want to buy. This gray area largely concerns soft versus hard credit inquires. IT […]

Is Comenity Capital Bank Calling or Harassing You?

Comenity Capital Bank Comenity Capital Bank (Comenity) issues credit cards for over 160 retailers, including Wayfair, Bed, Bath & Beyond, Victoria’s Secret, and Orbitz. The company was founded in 2003 and is headquartered in Salt Lake City, Utah. Comenity is not accredited by the Better Business Bureau. To be accredited by the Better Business Bureau […]

Is GC Services, LP Calling or Harassing You?

GC Services LP GC Services LP (GC Services) is a third-party debt collector for clients in auto, banking, student loans, and telecommunications industries. GC Services was founded in 1957 and is based in Houston, Texas with call centers across the United States, Caribbean, and Philippines. Within the last three (3) years, the Better Business Bureau […]

Creditor Harassment: What Can I Get if I Sue a Debt Collector?

The federal Fair Debt Collection Practices Act (FDCPA) prohibits debt collectors from using unfair, abusive, and harassing tactics to collect a debt and allows you to sue them if they do. So what are you entitled to under the FDCPA?   What Can I Get if I Sue a Debt Collector? When bringing an action […]

Is Grant and Weber calling and harassing you?

Grant & Weber is a debt collection agency located in Calabasas, California. It has been in business since 1977 and provides debt collection services for healthcare providers across the country.  Contact Information: 26610 Agoura Rd STE 210 Calabasas, CA 91302-3825 Phone: (818) 871-7700 http://grantweber.com The Better Business Bureau (BBB) and Consumer Financial Protection Bureau (CFPB) report over […]