Is A.C.A. Recovery, Inc. Harassing You?
A.C.A. Recovery, Inc. is a collection agency located in Ridgewood, New Jersey. The agency has been doing business since 1998 and also uses the names ACA Recovery and...
Read More Creditor Harassment: How to Sue for FDCPA Violations?
The Fair Debt Collection Practices Act (FDCPA) has been implemented and used for many years. As debts and credit are used as collateral in everyday life, there are bound to be...
Read More Who is calling me from 1-800-444-1944?
Are you receiving harassing phone calls from 1-800-444-1944. This number belongs to BCA Financial Services, a debt collection agency located in Palmetto Bay, Florida. The...
Read More How Long Do Late Payments Stay On My Credit Report?
The length of time a credit-related event may be reported on a consumer's credit report depends on the event type. Hard credit inquiries, for example, may remain on a credit...
Read More Has a debt collector ever used abusive or profane language when speaking to you?
Has a debt collector ever used abusive or profane language when speaking to you? Receiving a call from a debt collector can be unnerving and intimidating. Many debt...
Read More Is Encore Receivable Management Calling or Harassing You?
Encore Receivable Management, Inc. Encore Receivable Management, Inc. (ERM) is a third-party debt collector that serves wireless and cable communications, banks, credit...
Read More How Do I Dispute a Tradline with Experian?
Experian is one of three major U.S. credit reporting bureaus, each of which is regulated by the Fair Credit Reporting Act (FCRA). In addition to other consumer credit fairness...
Read More Did you purchase a vehicle with flood or hurricane damage?
With climate change comes more severe weather patterns, including devastating hurricanes and tropical storms that last longer than ever in our lifetimes to date. In...
Read More Has a debt collector threatened to take money out of your bank account?
Has a debt collector threatened to take money out of your bank account? The FDCPA and RFDCPA prohibits debt collectors from threatening to take money out of your bank...
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