Has a debt collector ever used abusive or profane language when speaking to you?
Has a debt collector ever used abusive or profane language when speaking to you? Receiving a call from a debt collector can be unnerving and intimidating. Many debt...
Read MoreIs Encore Receivable Management Calling or Harassing You?
Encore Receivable Management, Inc. Encore Receivable Management, Inc. (ERM) is a third-party debt collector that serves wireless and cable communications, banks, credit...
Read MoreHow Do I Dispute a Tradline with Experian?
Experian is one of three major U.S. credit reporting bureaus, each of which is regulated by the Fair Credit Reporting Act (FCRA). In addition to other consumer credit fairness...
Read MoreDid you purchase a vehicle with flood or hurricane damage?
With climate change comes more severe weather patterns, including devastating hurricanes and tropical storms that last longer than ever in our lifetimes to date. In...
Read MoreHas a debt collector threatened to take money out of your bank account?
Has a debt collector threatened to take money out of your bank account? The FDCPA and RFDCPA prohibits debt collectors from threatening to take money out of your bank...
Read MoreWhy is a hospital slip and fall case considered a “Never Event”?
When at a hospital, you assume that you will be well taken care of, and in good hands. Otherwise, why would you be at a hospital in the first place? Of all the places to visit...
Read MoreHas a Debt Collector or Creditor Disclosed or Revealed Personal Information about You or Your Debts to Other People?
IN GENERAL, A DEBT COLLECTOR OR CREDITOR MAY NOT DISCLOSE PERSONAL INFORMATION ABOUT YOU OR YOUR DEBTS TO OTHERS. Has a debt collector or creditor disclosed or revealed...
Read MoreWhat should I do when there Is Inaccurate Information On Your Credit Report
Inaccurate information is the easiest type of error to correct on a consumer credit report because credit reporting agencies—e.g., TransUnion, Equifax, and Experian—are...
Read MoreHas a Debt Collector or Creditor ever Insulted You while Attempting to Collect Money from You?
DEBT COLLECTORS AND CREDITORS MAY NOT INSULT YOU WHILE ATTEMPTING TO COLLECT MONEY FROM YOU. Has a debt collector or creditor ever insulted you while attempting to collect...
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