What types of debts are covered by the FDCPA?
The Fair Debt Collection Practices Act (FDCPA) applies to consumer debt incurred primarily for personal, family, or household purposes. This is basically any type of debt that...
Read More How Long Does A Bankruptcy Stay On My Credit Reports?
Depending on the type of reportable credit event, the statutory reporting limit is either two years (credit history requests), seven years (missed payments; most public record...
Read More How Long Does it Take to Settle a Claim Under the FDCPA?
A claim filed under the Fair Debt Collection Practices Act (FDCPA) is like any other lawsuit; there is no way to tell exactly how long it will take. While some lawsuits are...
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Auto Fraud: Did The Auto Dealer Run Your Credit With Multiple Finance Companies Without Your Permission?
When your credit is run by an auto dealer for the purpose of obtaining financing for the prospective buyer, it is rarely run for the purpose of determining whether to finance...
Read More Has a debt collector or creditor sued you and failed to properly notify you of the lawsuit?
DEBT COLLECTORS AND CREDITORS ARE NOT ALLOWED TO SUE YOU WITHOUT GIVING YOU NOTICE THAT YOU HAVE BEEN SUED. Has a debt collector or creditor sued you and failed to properly...
Read MoreHas a debt collector or creditor contacted you and not given you the “Mini-Miranda” warning?
DEBT COLLECTORS AND CREDITORS ARE NOT ALLOWED TO CONTACT YOU WITHOUT GIVING YOU THE MINI MIRANDA WARNING, OR A RUN-DOWN OF YOUR LEGAL RIGHTS. Has a debt collector or...
Read More Is Genpact Services, LLC calling and harassing you?
Genpact Services, LLC is a debt collection agency headquartered in Southgate, Michigan. It has been in business since 1997 and provides business services, including debt...
Read More What Evidence do I need to File a Claim Under the FDCPA?
Evidence required to support a claim under the Fair Debt Collection Practices Act varies based on the way that the Act was violated by the debt collector. Depending on the...
Read More Has a debt collector or creditor threatened to sell a debt you allegedly owe and told you that the sale of the debt would deprive you of any legal defense or claim?
THE SELL OR TRANSFER OF A DEBT DOES NOT DEPRIVE YOU OF YOUR LEGAL RIGHTS AND COLLECTORS ARE NOT ALLOWED TO TELL YOU THAT IT WILL. Has a debt collector or creditor...
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