Who is calling me from 1-800-444-1944?
Are you receiving harassing phone calls from 1-800-444-1944. This number belongs to BCA Financial Services, a debt collection agency located in Palmetto Bay, Florida. The...
Read More How Long Do Late Payments Stay On My Credit Report?
The length of time a credit-related event may be reported on a consumer's credit report depends on the event type. Hard credit inquiries, for example, may remain on a credit...
Read More Has a debt collector ever used abusive or profane language when speaking to you?
Has a debt collector ever used abusive or profane language when speaking to you? Receiving a call from a debt collector can be unnerving and intimidating. Many debt...
Read More Is Encore Receivable Management Calling or Harassing You?
Encore Receivable Management, Inc. Encore Receivable Management, Inc. (ERM) is a third-party debt collector that serves wireless and cable communications, banks, credit...
Read More How Do I Dispute a Tradline with Experian?
Experian is one of three major U.S. credit reporting bureaus, each of which is regulated by the Fair Credit Reporting Act (FCRA). In addition to other consumer credit fairness...
Read More Did you purchase a vehicle with flood or hurricane damage?
With climate change comes more severe weather patterns, including devastating hurricanes and tropical storms that last longer than ever in our lifetimes to date. In...
Read More Has a debt collector threatened to take money out of your bank account?
Has a debt collector threatened to take money out of your bank account? The FDCPA and RFDCPA prohibits debt collectors from threatening to take money out of your bank...
Read More Why is a hospital slip and fall case considered a “Never Event”?
When at a hospital, you assume that you will be well taken care of, and in good hands. Otherwise, why would you be at a hospital in the first place? Of all the places to visit...
Read More Has a Debt Collector or Creditor Disclosed or Revealed Personal Information about You or Your Debts to Other People?
IN GENERAL, A DEBT COLLECTOR OR CREDITOR MAY NOT DISCLOSE PERSONAL INFORMATION ABOUT YOU OR YOUR DEBTS TO OTHERS. Has a debt collector or creditor disclosed or revealed...
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