by Paul MankinStop Debt Collector Harassment And Credit Report Abuses
At the Law Office of Paul Mankin, we are strong advocates for consumers throughout California. Experienced and tenacious, we work hard to stop harassment by debt collectors and to remove inaccurate information from credit reports.
If you have debt problems, are being harassed by collection agencies, or are being held down by a bad credit rating, we may be able to help. Call us at 800-654-9517 for a free consultation.
We Make Harassing Debt Collectors Pay You
Debt collectors and collection agencies must obey the Fair Debt Collection Practices Act(FDCPA) and other consumer protection legislation and other laws. If a debt collector violates FDCPA, the collector can be held liable for $1,000 for each violation. If a debt collector violates the Telephone Consumer Protection Act (TCPA), the collector may have to pay $500 for each offending call.
Our firm can represent you, seeking to end debt collector harassment and maximum compensation under FDCPA, TCPA and other laws. We can handle your case at no charge to you, because the debt collector will be responsible for paying our attorney fees.
Stopping Credit Report Abuses
Our firm helps people remove inaccurate information from their credit reports. We can provide you with free credit report analysis and a complementary letter you can use to request the removal of inaccurate information from your credit report.
If we believe that a credit bureau or another party has violated the Fair Credit Reporting Act, we can represent you. If we are successful, you may obtain $1,000 for each willful violation, plus attorney fees and court costs.
Contact A Lawyer Today
For a free consultation about debt collector harassment or credit report inaccuracies, call the Law Office of Paul Mankin at 800-654-9517 or contact us online. We serve clients throughout California from offices in the San Diego area and Los Angeles.
by Paul MankinIs Equidata, Inc., Harassing You?
Equidata, Inc. is a debt collection agency located in Newport News, Virginia. The agency has been in business since 1905 and collects on many types of consumer debt. It also operates under the names Retail Merchants, Pen. Credit Bureau, and Equidata.
Contact Information:
724 Thimble Shoals Blvd
Newport News, VA 23606-2574
The Better Business Bureau (BBB) reports 2 complaints against Equidata, Inc., one of which is not available to the public. The publicly available complaint alleges that the debt is not owed by the consumer and he/she had no knowledge of the collection account until it appeared on his/her credit report. Equidata, Inc. responded to this complaint, saying that it mailed out the required notice informing the consumer that he/she had 30 days to dispute the debt, and provided the name of the original creditor and amount of the debt at this time. The company further said that because they did not receive any type of written dispute within those 30 days, the debt is now assumed to be valid and they are not required by any federal law to provide the consumer with further information.
The Consumer Financial Protection Bureau (CFPB) has received 15 complaints about Equidata, Inc. over the last four years. The majority of the complaints allege that the agency reported false information to the credit reporting bureaus or failed to provide them with sufficient information to verify a debt.
The Fair Debt Collection Practices Act (FDCPA) requires a debt collector to provide a consumer with certain written information within five days of the initial contact if the debt has not yet been paid and the information was not provided during the initial contact. This includes the amount of the debt, the name of the creditor to whom the debt is owed, and notice that the consumer has thirty days to dispute the debt before it is assumed to be valid. If the consumer disputes the debt within the thirty days, the debt collector must then mail the consumer the name and address of the original creditor and a copy of any judgment that may exist. The FDCPA specifically prohibits debt collector from reporting credit information that it knew to be false, or should have known was false, to a credit reporting bureau. The Act also prohibits debt collectors from using many other annoying, abusive, or deceptive practices when attempting to collect a consumer debt. This includes:
- Calling before 8:00 a.m. or after 9:00 p.m.
- Using profane or obscene language
- Falsely implying that a consumer has committed a crime by not paying a bill
- Allowing a telephone to ring continuously
- Failing to inform consumers that a call is an attempt to collect a debt and any information obtained will be used for that purpose
If Equidata, Inc. is annoying, abusing, or harassing you it is time they are held accountable for their actions. For a free, no obligation consultation, please call our office at 1-800-219-3577.
by Paul MankinIs the collection agency ABC Credit & Recovery Service, Inc., harassing you?
What is ABC Credit & Recovery Service, Inc?
Also known as ABC Credit Recovery Service, Inc, ABC Credit & Recovery Service, Inc is a debt collection agency that has been around for quite some time. Started in 2005, they have been in business for approximately 14 years, and are highly established as a credit reporting agency. However, they have had complaints lodged against them in regards to how they attempt to collect on their debts, as well as the methods and practices used in the claiming activities.
Is ABC Credit & Recovery Service, Inc a legit Debt Collection Agency?
Yes, ABC Credit & Recovery Service, Inc is a legitimate debt collection agency. Having been established in 2005, their 14 years of business are grounded and proper. They operate out of Lisle, Illinois, where their headquarters are stationed. They are managed by Joseph Speziale, who is listed as the president of ABC Credit Recovery Service, Inc. They currently hold an A+ rating with the Better Business Bureau with 0 reviews and 0 complaints listed. HOwever, they are not accredited by the Better Business Bureau.
ABC Credit & Recovery Service, Inc Contact Information
Address: 4716 Main St, Lisle, IL 60532-1726
Alternate Name: ABC Credit Recovery Service, Inc.
Phone Number: 1(630)-969-2047
Does ABC Credit & Recovery Service, Inc have Complaints against them?
Although they are considered relatively small compared to other companies. ABC Credit & Recovery Service, Inc. do hold a few complaints lodged against them. The BBB reports no complaints or reviews about the company. However, the Consumer Financial Protection Bureau shows that they had 5 closed complaints filed against them.
What kind of Complaints have been made?
All 5 of the complaints made against ABC Credit & Recovery were due to attempting to collect on a debt that was not owed to the victim in question. These kinds of issues that come up are extremely harmful, and can affect those related, or that are close to the victim, as they can also be embroiled in the debt collection as well.
Along with many debts seemingly not being properly categorized, and the debts being put onto those that do not have any debts, there have also been complaints about little to no information being given to verify the debt in question. In 3 of the complaints, it was stated that ABC Credit & Recovery Services did not provide adequate information to verify if the debt was legitimate or not. This is extremely dangerous, and smart on those that questioned this method, as it can be used to swindle you into being conned out of your money.
Are the Practices of ABC Credit & Recovery Service, Inc Legal?
Although the methods are not identified within the complaints made against ABC Credit Recovery Service, it can be inferred that they are attempting somewhat questionable methods in an attempt to collect. If a debt collection agency is attempting to contact you with little to no information regarding your current debt, then it can be considered illegal as stated by the FDCPA. The FDCPA protects those such as yourself from unscrupulous or underhanded techniques of debt collectors that may be attempting to harass you through the usage of phone calls, robocalls, or physical mail.
The blatant disregard of proper information and transparency is also illegal. Through the FDCPA, or Fair Debt Collections Practices Act, it is stated that a debt collection agency is not allowed to “Use false or misleading inform to attempt to collect a debt from a debtor. This is due to the fact that a debt collector may attempt to simply collect money from anyone that may be simple enough to feel pressured to pay off the debt just due to some threats.
How can I protect myself and fight back against ABC Credit & Recovery Service, Inc?
There are plenty of ways to help protect and shield yourself from debt collector harassment and abuse. The most efficient way, if you are currently being harassed and constantly under abuse from debt collectors through phone calls or robocalls, is to hire an experienced debt collector abuse attorney or lawyer.
We here at Law Office of Paul Mankin, APC have many experienced attorneys that will be able to help protect, assist, and advise you on the proper steps and methods to take to help prevent any future abuse from occurring. They are able to help you understand how long a debt collector can harass you for, what is considered to be harassment by a debt collector, and how to report and stop harassment from debt collectors. We are also able to help you get started on a No Fee Lawsuit made against ABC Credit & Recovery Service, Inc, if you feel like you have been wrongfully harassed by their agency.
The most important task to remember, though, is to always stay vigilant in your pursuit of compensation. The road to getting compensation against a debt collection agency can feel extremely long and arduous. They may also try to undermine you, and forcibly sabotage your case through various means. However, this should not deter you. If you have ever been subjected to:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
Then you may already have a case ready and available. So do not hesitate. Make sure to give us a call, and get started fighting back against the abuse and harassment you have endured.
If you are being harassed by ABC Credit & Recovery Service, Inc., feel free to contact the Law office of Paul Mankin, APC at 1-800-219-3577. We are experienced collection agency harassment lawyers that will provide you with a free no obligation case evaluation.
by Paul MankinWhat are the Most Common FCDPA Violations?
The Fair Debt Collections Practices Act is a federal law that establishes a set of guidelines for debt collectors to follow when attempting to collect a debt. The FDCPA prohibits unfair, deceptive, and harassing debt collection practices. However, many collection agencies commonly commit FDCPA violations in a handful of ways.
Calling at Unusual Times
The FDCPA prohibits debt collectors from calling consumers at unusual times. The Act specifies that they cannot call before 8:00 a.m. or after 9:00 p.m. These hours apply to the consumer’s time zone, not to the debt collector’s. So, if it is 10:00 p.m. in a consumer’s time zone, but only 8:00 p.m. in the debt collector’s, they are not allowed to call if they have reason to believe the consumer is in a time zone where it is after 9:00 p.m.
Using Abusive Language
Debt collectors are not allowed to use language that the natural consequence of which is to make the person who hears or reads it feel abused. Reports of collectors talking down to consumers, calling them names, and using profanities are not unheard of or surprising in today’s collection industry. Telling a consumer to get a job, calling them lazy, saying they should be ashamed of themselves for not paying their bills, and swearing are all too commonplace and are all violations of the FDCPA.
Failing to Provide Verification of Debt
Under the FDCPA, a debt collector is required to provide consumers with certain basic information when attempting to collect a debt. This includes the amount of the debt, the name of the original creditor, notice that the consumer has 30 days to dispute the debt before it is considered valid, and notice that upon written dispute of the debt the collector will provide the consumer with verification of the debt. Verification of a debt may include the original contract, itemized statements, or a judgment from a court.
Allowing a Consumer’s Phone to Ring Continuously
While the FDCPA does not currently specify how many times a debt collector may call a consumer or how many times they may let the phone ring when they do, it does say that they cannot allow a consumer’s phone to continuously ring in an attempt to annoy the consumer into paying a debt. Almost anyone who has dealt with a debt collector knows that this is one of the rules that collectors will push to the limit, oftentimes calling several times a day and even making back to back calls when the phone is not answered. If you are receiving harassing phone calls, it is best to consult with an attorney to determine if the amount of phone calls you are receiving violates the FDCPA.
Contacting Consumer’s After Being Asked to Stop
Once a consumer has notified a debt collector in writing that they no longer want to be contacted, the collector must cease all communications, except to notify the consumer that collection efforts will stop and that they may pursue other options, such as filing a lawsuit.
If a debt collector or creditor is using unfair, abusive, or deceptive practices in order to collect a debt from you, please contact our office at 1-800-219-3577, for a free, no obligation consultation.
by Paul MankinIs Pinnacle Recovery, Inc. Harassing You?
Pinnacle Recovery, Inc.
Pinnacle Recovery, Inc. (Pinnacle) provides third-party debt collection services. Pinnacle was founded in 2000 and is located in Carlsbad, California.
Publicly on its website, Pinnacle claims to be in the business of providing professional, efficient and ethical resolution of delinquent and defaulted receivables, but the Consumer Financial Protection Bureau (CFPB) has received consumer complaints against Pinnacle that highlight unethical and unlawful debt collection practices. Pinnacle is most commonly reported for engaging in the following unlawful practices:
- Attempting to collect a debt that is not owed by the consumer;
- Making false statements;
- Improperly discussing the consumer’s debt with a third party;
- Harassing consumers by calling repeatedly;
- Threatening to take legal action if payment is not made; and
- Refusing to validate or provide proof of a debt.
For example, Pinnacle Recovery improperly contacted a consumer’s employer. In doing so, Pinnacle left a detailed voicemail on the employer’s answering machine that provided personal information about the consumer’s debt.
The Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (RDCPA) regulate debt collectors’ communications with third parties. A debt collector is only permitted to contact a third party when the debt collector reasonably believes that person would have information regarding the consumer’s location or telephone number. Additionally, the debt collector cannot inform any third party, other than a consumer’s spouse or attorney, that the consumer owes a debt.
The consumer reported this violation to the CFPB and the matter was resolved with monetary relief to the consumer.
Creditors and debt collectors should be held accountable for these unethical and unlawful practices. If you are being harassed or subjected to any of these, deceptive, or abusive debt collection practices, it is time to hold Pinnacle accountable. Please contact our office for a free, no obligation consultation at 1-800-219-3577.
by Paul MankinIs California Business Bureau, Inc Harassing You?
California Business Bureau, Inc.
California Business Bureau, Inc. is a collection agency located in Monrovia, California. The company collects for medical debts and has been in business for 43 years.
1711 S Mountain Ave
Monrovia, CA 91016-4256
(800) 755-1515
While the company’s website claims that it “provides training that emphasizes professionalism and courtesy, along with adherence to rules and regulations stipulated by the FDCPA” a look at the consumer complaints filed against it clearly shows that is not true. In the last three years the Better Business Bureau (“BBB”) has received 22 complaints about California Business Bureau, Inc. Additionally, the Consumer Financial Protection Bureau, a government agency charged with protecting consumers from deceptive and unfair business practices, has received 211 complaints about California Business Bureau, Inc. since 2013. According to the complaints, the collection agency regularly commits the following violations of the FDCPA:
- Attempts to collect debt from the wrong person
- Refuses to send debt verification information to consumers
- Attempts to collect fees and additional charges not authorized by law
- Uses profane and abusive language
- Speaks with third parties about consumers’ debt
- Makes repeated telephone calls to consumers
- Attempts to collect debts that were paid or discharged in bankruptcy
- Threatens to have consumers arrested if they do not pay their debt
A large number of the complaints against California Business Bureau, Inc. also allege that the company reports negative account information to credit reporting agencies about consumers it knew or should have known was false. In one case, a consumer had information removed from all three of his credit reports because the last name, address, and social security number of the debtor did not match his. Almost two years later, the same negative information reappeared on all three of his reports. The Fair Debt Collection Practices Act (FDCPA) and the Rosenthal Fair Debt Collection Practices Act (RDCPA) prohibit debt collectors and creditors from communicating false credit information or information that should be known to be false.
A search of Justia court filings shows that a number of California residents who were harassed by California Business Bureau, Inc. have sued for violations of the FDCPA.
Creditors and debt collectors should be held accountable for these unethical and unlawful practices. If you are being harassed or subjected to any of these, deceptive, or abusive debt collection practices, it is time to hold California Business Bureau, Inc. accountable. Please contact our office for a free, no obligation consultation at 1-800-219-3577.
by Paul MankinIs ABC Collectors, Inc. Harassing You?
What is ABC Collectors?
ABC Collectors is known as a debt collections services company. Established in 1964, they have been in business for approximately 55 years, and have plenty of years under their corporation heading. Although they are fairly high standing, and do not have as many complaints lodged against them as other debt collection agencies, they still have been seen to use some underhanded methods of collecting on debts, some of which may infringe upon your rights.
Is ABC Collectors a legit Debt Collection Agency?
ABC Collectors are a legitimate debt collection agency. Operating out of Kalispell, Montana, they have been operating within the Montana area for 55 years. Their contact representative is Noah Bodman, who is listed as the owner of the facility. They currently hold a rating of A+ with the Better Business Bureau, with no complaints on their platform. However, the ratings do not take into account customer reviews.
ABC Collectors Contact Information
Address: 130 5th St E, Kalispell, MT 59901-4950
Fax Number: 1-(406)-752-8005
Phone Number: 1-(888)-418-8001
Other Phone: 1-(406)-752-8005
Website: http://www.abccollectorsinc.com
Email: [email protected]
Mailing Address:
ABC Collectors, Inc.
P.O. Box 1099
Kalispell, MT 59903
Does ABC Collectors have Complaints against them?
ABC Collectors currently have no complaints against them through the Better Business Bureau. They do have one complaint lodged against them through the Consumer Financial Protection Bureau’s consumer complaint database. They have also been involved in a court case over a specified amount of debt that was incurred by a debtor.
What kind of Complaints have been made?
Although minimal, the complaint that they had filed against them back in 2018 through the Consumer Financial Protection Bureau’s consumer complaint database highlights the some of the harassment, abuse, and underhanded methods debt collectors will use in an attempt to elicit a payment from you.
The complaint lodged specifically dealt with an issue of late or misguided information. The victim reportedly filed that they were billed in 2018 for a debt that they needed to pay on a medical bill. They ascertain that they were given information on the debt itself, but were given no notice of a right to dispute the claim of debt.
There was also a case involving ABC Collectors with regard to a medical debt in 2006. In this case, it was seen that ABC Collectors had billed the victim for a medical charge checked at over $11,000. However, the victim disputed that the bill was not accurately given to them, and that they were not informed of the debt until penalties were incurred.
As such, the issues seen center around either misinformation on the part of ABC Collectors, or shallow and shady practices that is borderline debt collector harassment and abuse.
Are the Practices of ABC Collectors Legal?
Although they have not done anything illegal that has been documented, their usage of certain practices do deem them difficult to deal with. Debt collector abuse and harassment is very prevalent in the industry, and can come in many forms and shapes. If you are not properly informed or educated on these kinds of harassment, you may fall prey to a debt collector collecting on an imaginary debt.
There exist many types of harassment methods from collection agencies. Multiple phone calls, robocalls, and emails can all be considered harassment if done outside of proper hours, or if done in excess. This falls under the FDCPA, or Fair Debt Collections Practices Act. These laws prevent debt collectors from using underhanded and abusive methods, such as:
- Abusive or threatening language
- Harassment and threatening of physical harm
- Using false or misleading information to attempt to collect a debt
These are just a few of the practices and methods that a debt collection agency may attempt to harass and force you to pay a debt that may or may not be your own.
How can I protect myself and fight back against ABC Collectors?
Thankfully, there are plenty of ways to defend and shield yourself from the constant harassment of a debt collector. If you are currently being harassed, or feel you may start getting harassed, it is best to enlist the assistance and help of an experienced debt collector harassment lawyer or attorney.
Having an attorney by your side with experience and knowledge about how debt collectors tend to work can ensure that you are safe against some of their more underhanded methods. Our collection harassment attorneys here at Law Office of Paul Mankin, APC bring with them a wealth of knowledge, such as how to report and stop harassment from debt collectors, what debt collector harassment is, and how long debt collector harassment will last. They can also assist in helping you build a case against them,
The most important step when protecting yourself against debt collectors such as ABC Collectors, however, is to remain vigilant in your attempt to reclaim your money through compensation. It may seem daunting and difficult to win against a large corporation, but with the right team and right help, you can ensure that the harassment stops, and that the abuse is reported. If you have ever been the subject of:
- Multiple calls per week from a third party collection agency
- Multiple calls in the early morning or late night from debt collectors.
- Violent and belligerent language and harassment from debt collectors.
- Threats of arrests or poor credit due to outstanding debts.
- Having your friends, family, and coworkers harassed from debt collectors.
- Automated robocalls from third party collection agencies.
If you feel that ABC Collectors, Inc. is using unfair or abusive practices in order to collect a debt from you, it is time to hold them accountable. Please contact our office for a free, no obligation case review at 1-800-219-3577.
by Paul MankinIs the collection agency Affiliated Creditors, Inc. harassing you?
Debt collection agencies vary greatly in the type and size of business they operate under. Affiliated Creditors, Inc is one of the rare debt collection agencies that have a very deep history, reaching all the way back to 1981. A long history means they are good at making money, not necessarily good or legal in the way that they collect. That being said, we can take a look at this agency to uncover the details surrounding their business practices.
WHAT IS AFFILIATED CREDITORS, INC?
Affiliated Creditors, Inc. provides “innovative debt recovery solutions” for their clients of varying size. Operating out of Nashville, TN, the agency claims to provide options for debt collection in an efficient manner. Many clients have trusted the brand over the years, enough so to establish a long-running history.
Is Affiliated Creditors, Inc a legit Debt Collection Agency?
Affiliated Creditors, Inc. is very much a legit debt collection agency. Their existence as an established business is evidence enough to show that they are legit and have yet to run in to any legal trouble for illegal business practices.
Affiliated Creditors, Inc. Contact Information:
Address: 176 Thompson Lane, Suite 101, Nashville, TN 37211
Website: http://affiliatedcreditors.com
Phone Number: (615) 331-1826
Toll Free: 1 (800) 365-7558
Does Affiliated Creditors, Inc have Complaints against them?
As with just about any debt collection agency, there have been complaints made against Affiliated Creditors, Inc. That being said, these complaints may not be justified to the fullest extent people play them out to be, as some debt collection practices are actually acceptable. While the Better Business Bureau does not show any open or pending complaints against Affiliated Creditors, Inc., other sites show some issues with the agency.
What kind of Complaints have been made?
Two consumers have filed complaints that the agency has pursued debts against them that were actually not owed. This may come down to a disagreement of facts between the debtor and creditor, not necessarily equating to something to wrongful acts on behalf of hte agency. One other complaint filed on this same site was for “communication tactics”. The site for complaint filing does not go into the specifics of the complaints and it does not appear that the agency has bothered contesting these complaints, possibly meaning the complaint site is not a very legit source for filing complaints.
Are the Practices of Affiliated Creditors, Inc Legal?
While consumers have filed complaints against the agency, there are little facts or evidence to indicate that the agency has done anything illegal. As such, with their long running history and lack of legal problems, one can assume that Affiliated Creditors, Inc. is using practices within the scope of the law. Innocent until proven guilty, even when dealing with debt collection agencies.
How can I protect myself and fight back against Affiliated Creditors, Inc?
While this agency seems to be legit and dealing within its legal limits for debt collection, this does not mean you should let down your guard when you receive communications from this agency. By all reasonable means, you should always pay close attention to methods of communication, statements made and threats placed toward you.
In the event that the debt collection agency makes false threats or wrongful accusation, you should reach out to an attorney familiar with creditor rights. Do not be put into a situation where your rights are taken for granted simply because you are intimidated.
Take care of yourself by contacting our firm at Law Office of Paul Mankin, APC today to schedule your free consultation. Attacking any improper collection tactics right from the start can help you further down the road in any case against an agency. We are collection harassment attorneys.
by Paul MankinIs the debt collection agency Alliance CAS, LLC harassing you?
What is Alliance CAS, LLC?
Founded in September of 2018, Alliance CAS, LLC is a relatively new debt collector that conducts business in Florida and is incorporated in Delaware. Under the direction of its Chief Executive Officer, Mr. Judd Lorson, Alliance CAS, LLC operate as a fully-licensed third-party debt collection agency that is contracted by community associations (HOAs) to collect debts on their behalf. They have approximately 11 employees and reportedly conduct around $1.1M in annual business. Alliance CAS, LLC also conducts business under the alias ‘Alliance CAS Buyer LLC.’
Is Alliance CAS, LLC a legit Debt Collection Agency?
Yes, they are legit. Alliance CAS, LLC’s has been recognized by the Better Business Bureau (BBB) since February 2019 but is not BBB-accredited and the BBB listing has not been claimed by the business owner. While they have not been around long, Alliance CAS, LLC does appear to be a legitimate debt collection agency.
Alliance CAS, LLC Contact Information:
1855 Griffin Rd STE A407
Dania Beach, FL 33004-2209
(954) 981-1116 (phone)
What kind of complaints does Alliance CAS, LLC have against them?
Alliance CAS, LLC maintains a ‘B-‘ BBB rating. It has received five BBB consumer complaints and eight Consumer Financial Protection Bureau complaints in its short time in business. Most complaints appear to regard collection attempts on legitimate debts where the amount of the debt is inaccurate or where the collector added on its own fees and interest. If true, these are great examples of Fair Debt Collection Practices Act and Rosenthal Fair Debt Collection Practices Act violations. In a couple of cases, Alliance CAS, LLC allegedly attempted to seize property without first informing the debtor of the collection attempt or giving the debtor the opportunity to defend against the collection. All of these practices are unlawful under the Fair Debt Collection Practices Act (FDCPA) and could entitle you to $1,000 per violation, as well as other state and federal remedies.
Are Alliance CAS, LLC‘s Practices Legal?
It is illegal under the FDCPA for a debt collector to attempt collection on an amount more than you owe, which appears to be a somewhat common practice for Alliance CAS, LLC. It is also unlawful under the Fair Debt Collection Practices Act for a collector to make other false statements about the amount or the nature of the debt (e.g., tacking on their own fee and calling it ‘interest’) or about the actions they intend to take, such as threatening legal action over bad debt. If Alliance CAS, LLC has used any of these practices in collection efforts against you, you might have a claim against them under the FDCPA and RFDCPA.
How can I defend myself against a debt collector like Alliance CAS, LLC?
If you receive a collection attempt from Alliance CAS, LLC with unknown fees or other false or suspicious information, you should consult with an debt collection harassment attorney as soon as possible to learn about your rights before attempting to resolve the matter with the debt collector. If you believe you have a claim for creditor harassment or are a victim of another violation of state or federal debtor’s rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.
You can also reach out to the Florida Attorney General’s Office or the Delaware Department of Justice’s Consumer Protection Unit.
Complaints regarding a collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from collector harassment, see FTC Debt Collection pamphlet.