Is the debt collection agency Alliance CAS, LLC harassing you?

What is Alliance CAS, LLC?

Founded in September of 2018, Alliance CAS, LLC is a relatively new debt collector that conducts business in Florida and is incorporated in Delaware. Under the direction of its Chief Executive Officer, Mr. Judd Lorson, Alliance CAS, LLC operate as a fully-licensed third-party debt collection agency that is contracted by community associations (HOAs) to collect debts on their behalf. They have approximately 11 employees and reportedly conduct around $1.1M in annual business. Alliance CAS, LLC also conducts business under the alias ‘Alliance CAS Buyer LLC.’

Is Alliance CAS, LLC a legit Debt Collection Agency?

Yes, they are legit. Alliance CAS, LLC’s has been recognized by the Better Business Bureau (BBB) since February 2019 but is not BBB-accredited and the BBB listing has not been claimed by the business owner. While they have not been around long, Alliance CAS, LLC does appear to be a legitimate debt collection agency.

Alliance CAS, LLC Contact Information:

1855 Griffin Rd STE A407

Dania Beach, FL 33004-2209

https://www.alliancecas.com

(954) 981-1116 (phone)

What kind of complaints does Alliance CAS, LLC have against them?

Alliance CAS, LLC maintains a ‘B-‘ BBB rating. It has received five BBB consumer complaints and eight Consumer Financial Protection Bureau complaints in its short time in business. Most complaints appear to regard collection attempts on legitimate debts where the amount of the debt is inaccurate or where the collector added on its own fees and interest.  If true, these are great examples of Fair Debt Collection Practices Act and Rosenthal Fair Debt Collection Practices Act violations. In a couple of cases, Alliance CAS, LLC allegedly attempted to seize property without first informing the debtor of the collection attempt or giving the debtor the opportunity to defend against the collection. All of these practices are unlawful under the Fair Debt Collection Practices Act (FDCPA) and could entitle you to $1,000 per violation, as well as other state and federal remedies.

Are Alliance CAS, LLC‘s Practices Legal?

It is illegal under the FDCPA for a debt collector to attempt collection on an amount more than you owe, which appears to be a somewhat common practice for Alliance CAS, LLC. It is also unlawful under the Fair Debt Collection Practices Act for a collector to make other false statements about the amount or the nature of the debt (e.g., tacking on their own fee and calling it ‘interest’) or about the actions they intend to take, such as threatening legal action over bad debt. If Alliance CAS, LLC has used any of these practices in collection efforts against you, you might have a claim against them under the FDCPA and RFDCPA.

How can I defend myself against a debt collector like Alliance CAS, LLC?

If you receive a collection attempt from Alliance CAS, LLC with unknown fees or other false or suspicious information, you should consult with an debt collection harassment attorney as soon as possible to learn about your rights before attempting to resolve the matter with the debt collector. If you believe you have a claim for creditor harassment or are a victim of another violation of state or federal debtor’s rights, you should speak with a consumer rights lawyer or debt collection harassment attorney immediately. Contact us today to discuss your matter and see how we can help at no cost to you.

You can also reach out to the Florida Attorney General’s Office or the Delaware Department of Justice’s Consumer Protection Unit.

Complaints regarding a collector in any state may be filed with the Federal Trade Commission at www.ftc.gov or (877) FTC-HELP (877-382-4357), and complaints regarding any collector or other business can be made at BBB complaints. To learn more about how the federal government regulates debt collection and protects debtors and other individuals from collector harassment, see FTC Debt Collection pamphlet.